In the olden days, they used to call cars "lady killers" for two reasons: 1) Because of how stylish and cool they looked, and 2) because of how many accidents they caused. Hence, this is why we all are required to carry auto insurance. You never know where and when something is going to happen to you out on the road. It could be your fault, or it could be the other guy's. Regardless, there will always be a price to paid at every accident. Like most forms of insurance, sometimes what … [Read more...] about 18 Simple Ways to Lower Your Auto Insurance Costs
It's July, and you walk into the store. What do you see? Aisles of notebooks, folders, pens, and backpacks. Yes, its that time again. Time to start thinking about going back to school! Whether that makes your child excited or sad, financially its a very significant time. According to the National Retail Federation, families spend an average of $688 on their children during this time. While that may be what the majority of people are spending, you don't have to be … [Read more...] about 9 Ways to Save Money on Back to School Shopping
Every parent wants to know how to save money on groceries. Buying and providing food for our families has become one of the staples of our modern way of living. But it's also become a very expensive part of our family budget. Grocery stores have made it all too convenient by becoming one-stop shops and having everything you need down each and every aisle. They're also very good at using eye-popping displays, random sales, and even easy-listening music to entice you to buy more. According … [Read more...] about How To Save Money On Groceries – 23 Tips for Spending Less!
If there's anything that can make a house look like a million bucks, its a well-groomed lawn. Incredible-looking landscaping has been the envy of home-owners since the days of castles. Kings and queens would appoint entire teams of servants to tend to the gardens simply so they could be surrounded by its natural beauty. That's why today high class establishments like golf courses and resorts will spend thousands on making sure every blade of grass is perfect. It makes their patrons feel … [Read more...] about 22 Easy Ways to Save Money on Landscaping Your Yard
Hotels ... Some of our best memories about going on vacation and places we've stayed have a lot to do with the hotel we were at. Hotels can offer us anything and everything we're looking for in a vacation: A beautiful room with a view, a romantic getaway, pools that disappear into the sunset, and restaurants that serve food better than anything we've ever eaten. ... or they can end up being a total bust - the equivalent to camping indoors. Dirty sheets, a shady location, and absolutely no … [Read more...] about 34 Helpful Ways to Save Money on Hotels
It was once said to me that a swimming pool is a giant hole in the ground where you throw away all your money. Having owned two pools now in my lifetime, I can tell you: I couldn't agree with that statement more! At times it can be very frustrating when it comes to how much money it costs to own and maintain a pool. But then again it can also be a great source of recreation for the whole family to enjoy. Really - I have a strong love / hate relationship with pools. I absolutely love … [Read more...] about 22 Ways to Save Money on the Cost of a Swimming Pool and Maintenance
Owning a house will be easily one of the biggest purchases of your life. But your mortgage payments don't have to stay huge for the rest of your life. When the opportunity strikes, you can easily shave hundreds of dollars off your monthly payments. This could translate into few years and thousands of dollars saved over the lifetime of your loan. Here are 17 clever ways you can lower your mortgage payments and save more money. 1. Don't live in a high status area. The house … [Read more...] about 17 Smart Ways to Lower Your Mortgage Payments
Hiring an independent contractor for service around the house is something that every homeowner must do in their lifetime. For some of us, the bigger the house (or the less “handy” we are), we have to do this more often than we’d like to. Working with an independent contractor can be a little nerve-wracking because you’re effectively giving an element of control to someone else. You become dependent on them, their schedule, and whatever price they charge. Plus, then there is the stress … [Read more...] about How to Hire an Independent Contractor at the Best Price – 12 Tricks