Ahh, fast food. You taste you good! But you're SO bad. Bad for both my health and my wallet. Seriously! Have you seen the price of some combo-meals? For our family of four, we can spend more at a Subway sometimes than we can for a nice sit-down meal, complete with a tip! That's crazy. While fast food can be useful when you've got about 30 seconds to find something to eat before your next kid's soccer game, here are 15 tips that will help you to spend less on fast … [Read more...] about 15 Simple Tips for Spending Less on Fast Food
When it comes to the act of retirement planning, believe it or not this is one place where you can actually "save even more money" while "saving money"! (Yes, you read that correctly.) What am I talking about? The IRS likes it when we take it upon ourselves to save money for retirement. As a result, they give you a lot of advantages that you wouldn't normally get with other savings goals. In addition to saving for retirement, these advantages can also be useful in making the right … [Read more...] about 21 Ways to Save and Invest Better for Retirement
In a lot of ways, your home is like a living-breathing machine. It takes energy and maintenance to keep it functioning at peak efficiency. But that can quickly spiral out of control and cost you a bundle if you're not careful. Running the air conditioning too much, using up too much electricity, and using too much gas are all common offenses that will add up quickly. Let's avoid all of that! Here are 17 tips for lowering your home energy costs and keeping your bills at a … [Read more...] about How to Lower Your Home Energy Costs in 17 Simple Steps
I'm a commuter. So if there's one place I'm always looking to save money, it's in new ways to spend less on car expenses. I unfortunately drive over 60 miles each way to my job every day (... it's a long story why ...). For me, I rely on my car like its another set of legs. If it stops working, then I'm not getting to work. And that's a problem! As much as we tend to love our cars, they are really nothing more than a pile of steel and bolts. They can be temperamental. Occasionally, … [Read more...] about 19 Creative Ways to Spend Less on Your Car Expenses
Have you ever wondered how being responsible with credit cards can save you money? Sure ... there's the obvious answer of not spending too much and getting yourself into debt. But HOW you use your credit cards can affect you in so many other ways - some you might not even be aware of. Your use of credit cards as well as other loans are the “tests” you undertake to see how creditable you are with your money. In other words, the bank or financial institution is taking a risk by giving … [Read more...] about 21 Ways Being Responsible With Credit Cards Saves You Money
Watching the latest TV shows and movies is a great way to veg out at night. But isn't there a better way to pay less for cable and movies? Cable companies are well aware of our cultural obsession with the television, and have responded by really sticking it to us in a very bad way. In a recent article in Time, they reported that cable prices have increased by 4 times the rate of inflation over the past two decades. 4 times? How ridiculous? That's really going to eat into the ole … [Read more...] about How to Pay Less for Cable and Movies – 8 Very Effective Hacks
Who doesn’t love a good day at the amusement park! The rides, games, food, … excitement! There are a lot of reasons why nearly 375 million of us go them every year! But what’s NOT fun – the prices! Nearly every part of the amusement park experience has been designed to separate you from your money. Everything from the tickets themselves to where you’ll park, eat, and even sleep. Having taken my family to a number of places now over the years, I've learned a few things to do (and … [Read more...] about How to Save Money at Amusement Parks – 21 Great Tricks!
It's July, and you walk into the store. What do you see? Aisles of notebooks, folders, pens, and backpacks. Yes, its that time again. Time to start thinking about going back to school! Whether that makes your child excited or sad, financially its a very significant time. According to the National Retail Federation, families spend an average of $688 on their children during this time. While that may be what the majority of people are spending, you don't have to be a statistic! There … [Read more...] about 9 Ways to Save Money on Back to School Shopping