Everyone always says that the first step to getting on track financially is to create a budget. But how does budgeting help save money exactly? After-all, isn't it just creating a list of your expenses and income? On the surface, yes, it is. But there's a lot more to budgeting than just a list. Budgeting is all about getting your finances organized and operating with a plan. I can't think of a professional business in the world that doesn't operate with some sort of financial plan. … [Read more...] about 13 Ways That Budgeting Will Make You a Financial Rock-Star
Going out to eat at a restaurant can be just as much about the food as it is a fun way to spend time with your family and friends. But if you're not careful, it can also be a really quick way to spend a whole lot more money than you were planning on spending in one evening. When it comes to dinning out, here are 31 tips for spending less at restaurants. Stick to these, and you'll not only keep your expenses under control, but also have a full belly every time! 1. Don't go out … [Read more...] about Going Out to Eat Tonight? Here are 31 Tips for Spending Less at Restaurants
As fun as a road trip can be, when you just want to "get there", flying is the only way to go! Back in the day, flying was a real treat! It was considered to be a luxury and people even dressed up for the occasion. But things are a little different today. For what you get, its ridiculously expensive! You'd think that for the hundreds (or even thousands) of dollars those tickets cost that you would get to sit in a seat that was bigger than something designed for a sixth-grader. Or maybe … [Read more...] about 27 Incredible Ways to Save More Money on Your Next Flight
All of us know that we need to start exercising more, eat healthier, and stop with our bad habits. But guess who else knows that too ... people who want your money! According to Fortune and Marketdata Enterprises, the U.S. weight loss market alone was valued at $64 billion in 2014. That's a lot of diet pills, work-out programs, and other things that unfortunately most of us probably didn't use to the fullest extent. Instead of handing over our hard-earned money, let's have our cake and … [Read more...] about How To Be More Healthy and Active Using These 23 Money Saving Tricks
In the olden days, they used to call cars "lady killers" for two reasons: 1) Because of how stylish and cool they looked, and 2) because of how many accidents they caused. Hence, this is why we all are required to carry auto insurance. You never know where and when something is going to happen to you out on the road. It could be your fault, or it could be the other guy's. Regardless, there will always be a price to paid at every accident. Like most forms of insurance, sometimes what … [Read more...] about 18 Simple Ways to Lower Your Auto Insurance Costs
Every parent wants to know how to save money on groceries. Buying and providing food for our families has become one of the staples of our modern way of living. But it's also become a very expensive part of our family budget. Grocery stores have made it all too convenient by becoming one-stop shops and having everything you need down each and every aisle. They're also very good at using eye-popping displays, random sales, and even easy-listening music to entice you to buy more. According … [Read more...] about How To Save Money On Groceries – 23 Tips for Spending Less!
Banks are funny places ... When you're young, you're taught that its a safe place to take your money and save it for a rainy day. But when you get older, you find out that a bank is just like any other business - they're there to make money off of you! Every time you walk in to one, you're bombarded by advertisements for new accounts, loans, and a bunch of other services that you probably would never normally use. Even if you don't go inside one, they want you to meet certain … [Read more...] about 15 Ways to Save Money on Your Banking Fees
It was once said to me that a swimming pool is a giant hole in the ground where you throw away all your money. Having owned two pools now in my lifetime, I can tell you: I couldn't agree with that statement more! At times it can be very frustrating when it comes to how much money it costs to own and maintain a pool. But then again it can also be a great source of recreation for the whole family to enjoy. Really - I have a strong love / hate relationship with pools. I absolutely love … [Read more...] about 22 Ways to Save Money on the Cost of a Swimming Pool and Maintenance