Have you ever wondered how being responsible with credit cards can save you money? Sure ... there's the obvious answer of not spending too much and getting yourself into debt. But HOW you use your credit cards can affect you in so many other ways - some you might not even be aware of. Your use of credit cards as well as other loans are the “tests” you undertake to see how creditable you are with your money. In other words, the bank or financial institution is taking a risk by giving … [Read more...] about 21 Ways Being Responsible With Credit Cards Saves You Money
Watching the latest TV shows and movies is a great way to veg out at night. But isn't there a better way to pay less for cable and movies? Cable companies are well aware of our cultural obsession with the television, and have responded by really sticking it to us in a very bad way. In a recent article in Time, they reported that cable prices have increased by 4 times the rate of inflation over the past two decades. 4 times? How ridiculous? That's really going to eat into the ole … [Read more...] about How to Pay Less for Cable and Movies – 8 Very Effective Hacks
Who doesn’t love a good day at the amusement park! The rides, games, food, … excitement! There are a lot of reasons why nearly 375 million of us go them every year! But what’s NOT fun – the prices! Nearly every part of the amusement park experience has been designed to separate you from your money. Everything from the tickets themselves to where you’ll park, eat, and even sleep. Having taken my family to a number of places now over the years, I've learned a few things to do (and … [Read more...] about How to Save Money at Amusement Parks – 21 Great Tricks!
It's July, and you walk into the store. What do you see? Aisles of notebooks, folders, pens, and backpacks. Yes, its that time again. Time to start thinking about going back to school! Whether that makes your child excited or sad, financially its a very significant time. According to the National Retail Federation, families spend an average of $688 on their children during this time. While that may be what the majority of people are spending, you don't have to be a statistic! There … [Read more...] about 9 Ways to Save Money on Back to School Shopping
Everyone always says that the first step to getting on track financially is to create a budget. But how does budgeting help save money exactly? After-all, isn't it just creating a list of your expenses and income? On the surface, yes, it is. But there's a lot more to budgeting than just a list. Budgeting is all about getting your finances organized and operating with a plan. I can't think of a professional business in the world that doesn't operate with some sort of financial plan. … [Read more...] about 13 Ways That Budgeting Will Make You a Financial Rock-Star
Going out to eat at a restaurant can be just as much about the food as it is a fun way to spend time with your family and friends. But if you're not careful, it can also be a really quick way to spend a whole lot more money than you were planning on spending in one evening. When it comes to dinning out, here are 31 tips for spending less at restaurants. Stick to these, and you'll not only keep your expenses under control, but also have a full belly every time! 1. Don't go out … [Read more...] about Going Out to Eat Tonight? Here are 31 Tips for Spending Less at Restaurants
As fun as a road trip can be, when you just want to "get there", flying is the only way to go! Back in the day, flying was a real treat! It was considered to be a luxury and people even dressed up for the occasion. But things are a little different today. For what you get, its ridiculously expensive! You'd think that for the hundreds (or even thousands) of dollars those tickets cost that you would get to sit in a seat that was bigger than something designed for a sixth-grader. Or maybe … [Read more...] about 27 Incredible Ways to Save More Money on Your Next Flight
All of us know that we need to start exercising more, eat healthier, and stop with our bad habits. But guess who else knows that too ... people who want your money! According to Fortune and Marketdata Enterprises, the U.S. weight loss market alone was valued at $64 billion in 2014. That's a lot of diet pills, work-out programs, and other things that unfortunately most of us probably didn't use to the fullest extent. Instead of handing over our hard-earned money, let's have our cake and … [Read more...] about How To Be More Healthy and Active Using These 23 Money Saving Tricks