In a lot of ways, your home is like a living-breathing machine. It takes energy and maintenance to keep it functioning at peak efficiency. But that can quickly spiral out of control and cost you a bundle if you're not careful. Running the air conditioning too much, using up too much electricity, and using too much gas are all common offenses that will add up quickly. Let's avoid all of that! Here are 17 tips for lowering your home energy costs and keeping your bills at a … [Read more...] about How to Lower Your Home Energy Costs in 17 Simple Steps
19 Easy Ways to Slash Your Cell Phone Bill and Save More Money
Cell phones are a funny thing. 20 years ago, they barely existed. Now we can't seem to go anywhere or do anything without them! In fact, in a recent Gallup poll, 46 percent of people agreed with the statement "I can’t imagine my life without my smartphone". Wow .... While cell phones arguably do a great deal to entertain us and make our lives easier, the price that comes along with owning one certainly does not. Paying $100-$200 per month for a proper cell phone plan with the right … [Read more...] about 19 Easy Ways to Slash Your Cell Phone Bill and Save More Money
21 Ways Being Responsible With Credit Cards Saves You Money
Have you ever wondered how being responsible with credit cards can save you money? Sure ... there's the obvious answer of not spending too much and getting yourself into debt. But HOW you use your credit cards can affect you in so many other ways - some you might not even be aware of. Your use of credit cards as well as other loans are the “tests” you undertake to see how creditable you are with your money. In other words, the bank or financial institution is taking a risk by giving … [Read more...] about 21 Ways Being Responsible With Credit Cards Saves You Money
19 Creative Ways to Spend Less on Your Car Expenses
I'm a commuter. So if there's one place I'm always looking to save money, it's in new ways to spend less on car expenses. I unfortunately drive over 60 miles each way to my job every day (... it's a long story why ...). For me, I rely on my car like its another set of legs. If it stops working, then I'm not getting to work. And that's a problem! As much as we tend to love our cars, they are really nothing more than a pile of steel and bolts. They can be temperamental. Occasionally, … [Read more...] about 19 Creative Ways to Spend Less on Your Car Expenses
How to Pay Less for Cable and Movies – 8 Very Effective Hacks
Watching the latest TV shows and movies is a great way to veg out at night. But isn't there a better way to pay less for cable and movies? Cable companies are well aware of our cultural obsession with the television, and have responded by really sticking it to us in a very bad way. In a recent article in Time, they reported that cable prices have increased by 4 times the rate of inflation over the past two decades. 4 times? How ridiculous? That's really going to eat into the ole … [Read more...] about How to Pay Less for Cable and Movies – 8 Very Effective Hacks
9 Thoughtful Ways to Have a Great Valentine’s Day
Forget the cards, candy, and flowers. If you're looking for thoughtful ways to have a great Valentine's Day without blowing a ton of money, then this article is for you! Valentine’s Day can be a fun time to celebrate the ones you love. But it can also come at a pretty steep price if you’re not careful. Unlike when we were all small children and exchanged those chalky candy hearts, the expectations when you’re an adult can be quite a bit different. But they also don’t necessarily have to … [Read more...] about 9 Thoughtful Ways to Have a Great Valentine’s Day
Going Out to Eat Tonight? Here are 31 Tips for Spending Less at Restaurants
Going out to eat at a restaurant can be just as much about the food as it is a fun way to spend time with your family and friends. But if you're not careful, it can also be a really quick way to spend a whole lot more money than you were planning on spending in one evening. When it comes to dinning out, here are 31 tips for spending less at restaurants. Stick to these, and you'll not only keep your expenses under control, but also have a full belly every time! 1. Don't go out … [Read more...] about Going Out to Eat Tonight? Here are 31 Tips for Spending Less at Restaurants
13 Ways That Budgeting Will Make You a Financial Rock-Star
Everyone always says that the first step to getting on track financially is to create a budget. But how does budgeting help save money exactly? After-all, isn't it just creating a list of your expenses and income? On the surface, yes, it is. But there's a lot more to budgeting than just a list. Budgeting is all about getting your finances organized and operating with a plan. I can't think of a professional business in the world that doesn't operate with some sort of financial plan. … [Read more...] about 13 Ways That Budgeting Will Make You a Financial Rock-Star
